Step By Step Manage Our Money

Whether we earn a little or a lot, it's always wise to budget and plan our finances smartly. Here are some steps that we may use for managing our money wisely:

Step 1: Set our financial goals

Financial goals reflect things we want to do with our money within a certain period. Setting these goals will help us understand the value of money and encourage prudent spending.

Step 2:Know where our money goes to

Developing a spending plan to achieve our goals easily.

Step 3: Assess our spending habits

Look through our list of expenses and determine if they are a necessity or luxury item.

Step4: Write down our spending plan

A spending plan can help us manage your finances.

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